In my previous editorial, I talked about why someone might want to have a relationship with their own Medicare Insurance Broker.

I remember something I read a long time ago about surrounding yourself with a team of people that you trust. Like having a CPA that you can count on to advise you through all those tax laws. Or a Financial Advisor that can help you understand where to invest your savings. Choosing a doctor that listens to you and actually has eye contact. I could keep going. But, think about it, this is the team YOU have chosen to trust. Are you missing someone to complete your trusted team?

Sometimes family members try their best to help in this Medicare analysis…You know just the medication review alone can be daunting! Mistakes can be made, and you are locked into your choice for another year.

Do you have someone that helps you narrow down options so you can make your own decision? Review your list of medications to make sure you are covered for the next year? That is what I'd personally be looking for.

How do you find a Medicare Insurance Broker? I get this question all the time, especially when I've helped someone here in CA and now they are looking to move out of state…I do believe in finding someone that lives in your area that fully understands the local plans, doctors, and hospitals to best guide you.

Here is what you can do now to prepare for your Medicare Review.….

Get your list of medications handy, list of doctors that are important to you, give us a call or attend one of our upcoming events for a group setting. Do this soon. The Medicare Season is a very busy time.

One way is to come to one of our meetings or events. Another is as a referral from a friend that has had a good experience with a local broker. Remember, all agents are not brokers, which means they may only be representing one company and not allowed to offer others. If the agent is not a broker, you will not be able to compare plans from different carriers/companies, which is important specifically when it comes to different costs on medications.

Medication costs vary from company to company, and year to year.

So, if we can specialize in our field of expertise, in this case Medicare Insurance Options. Offer not just one company, but multiple companies. Teach you about Medicare, what to look for, what the differences are from each company, then we have done our job. Helped to educate you without you feeling like there is something hidden, or that you are being "sold".

Find an Medicare Broker that fits you.