Jody Robinson - Sorbet
Jody Robinson

Jody Robinson

By the time my friend’s grandmother passed away at 92, she had fallen six times. Two of those falls resulted in broken bones - once, her hip. Horrifying, to find oneself in that position. Tripped up by your walker or the corner of a rug. Often, a wet bathroom or kitchen floor. She was in a home for five out of the six falls, and still, it took some time to respond, get her stabilized, diagnosed, and fully recovered. Falls, my friend and her family quickly learned, are the leading cause of injury related deaths in Americans aged 65 and older. She didn’t end up passing because of a slip up directly, but her bones certainly didn’t give her a pass either, in those last days.

Home Safety Advisor’s President Dave Riggle has a similar story, as do so many around the country. His mother passed from a fall in her bathroom, and was the direct impetus for his business beginnings. “None of us five kids had any idea she struggled, or we would have fixed it immediately. I have skin in this game - I don’t want anyone else to suffer like my mother did.” While other home improvement companies may include walk-in tubs as a part of their overall offerings, safe bathrooms are the entire focus and area of specialization for Dave and his team of professionals. So much so that Dave personally interviewed over 400 seniors about the difficulties they were experiencing in order to provide the best possible product to meet their needs.

walk in tub jets copy

While the business formally began in Indiana, the team at Home Safety Advisors expanded their operation into the Southern California market a year ago and are thrilled to have met with such a positive response and feedback to their scope of services. Many clients come to them via word-of-mouth. And it’s not hard to see why. Installing something that could literally mean the difference between serious injury or not is no small feat. And something that Dave’s team takes extremely seriously. All of their walk-in tubs and showers are made in the U.S.A., come with a lifetime warranty, are great for health and easy to clean. But perhaps a lesser known perk is the luxurious spa experience available in the privacy of your home.

walk in tub size 32 52 top view

“Their (occupational therapists) confidence in referring us speaks volumes about our capability and their trust in us,” says Dave. “This is rarely done in our industry, and certainly not by any big company.” The showers and baths are crafted right here in California, providing clients a spa-like experience with a side door. Once inside, just relax. Ergonomic faucets, a hand shower, and marine grade fiberglass combine to make your bathing experience relaxing, instead of stressful.

walkin tub water 33 55 angle

“Their (occupational therapists) confidence in referring us speaks volumes about our capability and their trust in us,” says Dave. “This is rarely done in our industry, and certainly not by any big company.” The showers and baths are crafted right here in California, providing clients a spa-like experience with a side door. Once inside, just relax. Ergonomic faucets, a hand shower, and marine grade fiberglass combine to make your bathing experience relaxing, instead of stressful.

While most steps into a walk-in shower or bath are still 6-9” tall, Home Safety Advisors boast just a 2” threshold, low enough to greatly decrease - if not eliminate - your chances of spilling over the edge accidentally. Offering bench seats, grab bars, and shower wands, Dave can even customize the threshold or seat to fit the client specifically.

As Certified Aging-in-Place Specialists (CAPS), Dave and his team understand the unique needs of older adults and will do everything they can to provide their clients and their families with a sense of confidence and safety in their own home. “We don’t want any slip ups: from the initial consultation to our single-day installation; we’re here to walk you through the unique experience of finding solutions to carry out your aging-in-place modifications.”


HSA LOGO final 1

(949) 456-4717
www.HomeSafetyAdvisors.net

Complete Coastal Comfort at a Hidden Gem on the Los Angeles Coast

Just last summer, my husband and I had plans for almost every weekend with the kids. We camped, hiked, went boogie boarding, crossed off a couple of states on our family’s “50 State” adventure. Another life, it seems like now. It has been one of the most wild years on record, from start until now: heading into month nine. These past few months, we limited our travels to much-needed local “staycations” for a change of scenery when possible. Gratefully, we live in a region with an abundance of spectacular destinations within an easy driving distance. So as summer stretched into fall and the specter of distance learning in the weeks ahead loomed, we discovered the ideal retreat at Terranea Resort.

Vista Pool

Over the years, we’ve been blessed to experience a number of beautiful hotel properties that dot our coastline. But the images and descriptions available online didn’t do justice to the Mediterranean-inspired haven that debuted in June 2009 as the “only luxury destination resort on the Los Angeles coast.” Poised on the edge of a gorgeous California cliffside with its south-facing panoramic views of the Pacific, the 102-acre property welcomes each of its guests into an entirely new world of rejuvenation and adventure. The land itself used to be part of the Channel Island, and boasts a unique mix of geology and flora. Purchased in 1913 by a group of investors led by Frank A. Vanderlip, the peninsula became a completed coastal vision of a balmy Mediterranean aesthetic with a property meticulously designed to heighten and preserve the natural beauty of its oceanfront backdrop and elements sensitive to the area’s natural environment.

Chef in Garden

Each of the resort’s 582 beautifully appointed guest retreats overlook the property and the ocean below. Take your pick between a romantic suite for two, a sprawling two-bedroom, adults-only bungalow, an accommodation for the entire family like the three-bedroom ocean view casita, or one of the 32 villas (ranging from 1,850 sq. ft. to 2,800 sq. ft. with spacious kitchens and living areas. If your pleasure is dining, look no further than California coastal cuisine at Terranea’s nine distinct dining experiences from casual to full service. Fresh fare and unbelievable views partner to make it a foodie getaway. For culinary enthusiasts, Terranea Resort’s chefs showcase their gourmet offerings with a Farm-to-Table program where they harvest Meyer lemons from on-site lemon trees, herbs and vegetables grown on-site and at nearby Catalina View Garden for their celebrated cuisine. The resort has more than 120,000 honeybees (the honey is used candies, rubs, pastries and salad dressings as well as paired with house-made cheeses), presses olive oil from local olives, gathers and produces sea salt with water from the Pacific Ocean in salt beds at Terranea’s Sea Salt Conservatory. Executive Chef Bernard Ibarra received his kelp harvester license, allowing the resort to harvest and process Giant Kelp and other edible seaweeds added to salads, sea salt, rubs and other seasoning mixes and preparations.

Discovery Trail Family

Outdoor Endeavors

If you’re into the outdoors, you can hit The Links at Terranea (a 9-hole par 3 course) or the beach - the spa, four heated pools (more on that in a minute), or one of many “Terranea Adventures,” including a chartered fishing boat or art classes (such as Mandalas and Margaritas, conducted on the patio at Nelsons and led by a spiritual wellness coach). There are even activities for the younger crowd at Tide Pool Kids Club and Adventure Camp (currently suspended due to government mandates), freeing up your day to lounge in one of the resort’s many cabanas or set off on an adventure of your own through the Experience Center.

Vanderlip Suite

While we like to explore the environs when traveling to a new region, this time we intended our visit to be a true “staycation,”remaining on property the entire time. A highlight of our experience was an dream day spent poolside (the resort features four sparkling pools with stunning ocean views) at the main resort pool where the kids (and admittedly their mom) couldn’t get enough of the family-friendly private cabana and poolside games. We dined poolside, noshing on classic favorites and light bites from The Grill, sipping craft cocktails and fun juice/soda combinations the kids concocted.

Terranea Resort

It felt like we’d frozen the best parts of summer over our stay, and knowing that it is just over 40 miles from the center of Orange County, I’ll be clear about one thing: we’ll be headed back to the peninsula whenever possible to dip our toes in the many luxuries offered at Terranea Resort.

Marsel patio


Terranea Resort
100 Terranea Way
Rancho Palos Verdes
(866) 547-3066
www.terranea.com

I don’t use the word “jewel” lightly, when it comes to California resort properties. It’s a hard word to capture with descriptions of tree-lined estates, or themed accommodations. And yet there are a few properties tucked away into the state boundaries that encapsulate the multi-faceted beauty of a cut gem. One of the most seductive is the Alisal Guest Ranch, which leans into the old west, like a charming cowboy tipping his hat: to history. To the future. The 10,000-acre property is just 30 minutes north of Santa Barbara, and boasts two golf courses, tennis courts, a pool, spa, and a spring-fed lake.

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A perfect diamond reveals unlimited dimensions, and can catch the fiery glow of even the lowest candlelight. It is illuminating, clarifying. Such are the endless ways to spend one’s time (alone, with your partner on a romantic getaway, as a family retreat) at the Ranch. California’s temperate year-round clime and a rotating offering of seasonal activities ensure that every visitor finds something to keep them entertained. Indeed, though the times have changed drastically in recent months, Alisal’s spirit of exploration and dedication to the finest service hasn’t wavered.

Outdoor Endeavors

A recreation center unto itself, the 100-acre spring fed Alisal Lake, filled with bass; trout; and bluegill, offers “catch-and-release” fishing. You can rent a boat or fish off the dock – our son caught his first fish here (a Bigmouth Bass) by casting from the dock. This sportsman’s paradise attracts bird watchers and water enthusiasts with Bass Boat Pro rentals, canoes, rowboats, peddle boats, kayaks and stand-up paddle boards.

For those seeking to hit the links, Alisal showcases two 18-hole championship golf courses – the par 72, 6,500-yard Ranch Course and the par 72, 6,800-yard River Course with four lakes - provide impeccably manicured fairways and greens with spectacular views of the Santa Ynez River and nearby Santa Ynez Mountains. A full range of facilities and services are offered at both courses including a clubhouse, driving range, putting green and pro shop. Private and group lessons by PGA and LPGA professionals are also available.

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A full-service Tennis Center with a well-equipped pro tennis shop is situated on a scenic area of the Ranch. Tennis buffs can choose from seven hard courts. Tennis professionals, one of whom is nationally ranked, offer both clinics and private lessons by appointment.

Visitors rarely leave the property during their stay and for good reason. Leaving at dawn, guests enjoy more than 50 miles of equestrian trails on horseback circling the magnificent hills and sycamore groves. Twice daily group rides, private rides and breakfast rides to the historic Adobe Camp (on horseback or in a wagon) round out a stay.

Frontier fare

Capturing the essence of California cuisine with the depth of flavor and heartiness of Western ranch cooking, Chef Anthony Endy (a Santa Ynez Valley native) serves up delicious culinary offerings from casual meals to fine dining dishes. Because Governor Newsom mandated special guidelines for dining at restaurants, guests can keep the outdoors theme going by dining al fresco (the Lake BBQs have been relocated to the Grassy Oval - an expansive green space surrounded by sycamore trees. All food can also be packaged for takeaway (think picnic lunch) or delivered to your room.

The Ranch Room, the resort’s signature restaurant, serves American and western style favorites. Guests enjoy a choice of a hearty a la carte American breakfast menu items that include Linguisa scrambled eggs over a Grilled Portobello Mushroom, savory Huevos Rancheros and the Alisal’s own Buttermilk Pancakes (which no surprise, were our kids’ favorite). A lavish Ranch Room breakfast buffet of Eggs Benedict and Corn Beef Hash is also served with freshly squeezed orange juice and homemade baked muffins, pastries and breads.

Dinner here is a formal affair (collared shirts and sportcoats are required for men over the age of 16) and “dinner dressy” for the ladies. Since opening the ranch in 1946, it’s been customary to “dress up” for dinner - and keeping the “country-formal” tradition alive is part of the property’s charm. Entree options include frontier-size portions of juicy barbecued steaks, tender prime rib of beef and the fresh catch of the day including swordfish, John Dory and Seabass. Specialty dishes such as Osso Bucco, Hickory Smoked Briskett and slow roasted Farm Raised Wild Boar are prepared with the freshest ingredients for the guests’ dining pleasure.

Not to be missed (and reservations highly recommended) is the horseback or Hay Wagon ride to the breakfast buffet at the Old Adobe Camp where the resort treats guests to a full ranch breakfast including buttermilk flapjacks, scramble eggs, bacon, sausage, ham and more. The highlight of the morning meal is the live entertainment in the form of a western crooner and a cowboy poet.

Accommodations

Alisal’s 73 pastoral suites and studios blends the charm of a gracious bygone era, decorated in authentic Western decor. Each guest unit, designed for maximum privacy and comfort, includes a wood-burning fireplace with complimentary firewood; high-beamed ceilings; Western art; refrigerator; coffee maker (coffee and tea supplied in rooms), and filtered water dispenser. In keeping with the resort’s timeless ambiance, there are no in-room televisions or telephones; however, complimentary wireless Internet is available throughout the ranch.

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With such close proximity to Los Angeles and Orange Counties, it is a wonder that such a treasure would remain as secluded and satisfying as it is. And yet there is something so pleasurable and refreshing in stepping away from the beaten path for a few stolen moments of luxury. Finding time with the family to create new traditions in the world of endless screens may seem impossible, but that’s just the beginning when you step away, and get back to what really matters. Some jewelers judge a gem by its “presence.” By that meter, Alisal Guest Ranch is a flawless cut above.

cottage


Alisal Guest Ranch
1054 Alisal Road
Solvang
(800) 425-4725
www.alisal.com

By the time my friend’s grandmother passed away at 92, she had fallen six times. Two of those falls resulted in broken bones - once, her hip. Horrifying, to find oneself in that position. Tripped up by your walker or the corner of a rug. Often, a wet bathroom or kitchen floor. She was in a home for five out of the six falls, and still, it took some time to respond, get her stabilized, diagnosed, and fully recovered. Falls, my friend and her family quickly learned, are the leading cause of injury related deaths in Americans aged 65 and older. She didn’t end up passing because of a slip up directly, but her bones certainly didn’t give her a pass either, in those last days.

Home Safety Advisor’s President Dave Riggle has a similar story, as do so many around the country. His mother passed from a fall in her bathroom, and was the direct impetus for his business beginnings. “None of us five kids had any idea she struggled, or we would have fixed it immediately. I have skin in this game - I don’t want anyone else to suffer like my mother did.” While other home improvement companies may include walk-in tubs as a part of their overall offerings, safe bathrooms are the entire focus and area of specialization for Dave and his team of professionals. So much so that Dave personally interviewed over 400 seniors about the difficulties they were experiencing in order to provide the best possible product to meet their needs.

walk in tub jets copy

While the business formally began in Indiana, the team at Home Safety Advisors expanded their operation into the Southern California market a year ago and are thrilled to have met with such a positive response and feedback to their scope of services. Many clients come to them via word-of-mouth. And it’s not hard to see why. Installing something that could literally mean the difference between serious injury or not is no small feat. And something that Dave’s team takes extremely seriously. All of their walk-in tubs and showers are made in the U.S.A., come with a lifetime warranty, are great for health and easy to clean. But perhaps a lesser known perk is the luxurious spa experience available in the privacy of your home.

walk in tub size 32 52 top view

“Their (occupational therapists) confidence in referring us speaks volumes about our capability and their trust in us,” says Dave. “This is rarely done in our industry, and certainly not by any big company.” The showers and baths are crafted right here in California, providing clients a spa-like experience with a side door. Once inside, just relax. Ergonomic faucets, a hand shower, and marine grade fiberglass combine to make your bathing experience relaxing, instead of stressful.

walkin tub water 33 55 angle

While most steps into a walk-in shower or bath are still 6-9” tall, Home Safety Advisors boast just a 2” threshold, low enough to greatly decrease - if not eliminate - your chances of spilling over the edge accidentally. Offering bench seats, grab bars, and shower wands, Dave can even customize the threshold or seat to fit the client specifically.

As Certified Aging-in-Place Specialists (CAPS), Dave and his team understand the unique needs of older adults and will do everything they can to provide their clients and their families with a sense of confidence and safety in their own home. “We don’t want any slip ups: from the initial consultation to our single-day installation; we’re here to walk you through the unique experience of finding solutions to carry out your aging-in-place modifications.”


HSA LOGO final 1

(949) 456-4717
www.HomeSafetyAdvisors.net

A Spectacular Summer Stay-cation Destination for Family Fun

The world has changed over the past few months. I’m sure, if you’re like me and most of my mom friends, you’ve already had to adjust, reschedule or even cancel some of your family’s much-anticipated travel plans during these unprecedented times of shelter-in-place, and safer-at-home.

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Before we know it school will be back in session and our family didn’t want to let the entire summer fly by without some semblance of a “vacation.” We had our reservations about traveling too far away, but were definitely looking for a change of scenery. So when things started opening back up, we made a beeline for family fun at the Balboa Bay Resort in nearby Newport Beach.

BBC 4464 Edit

The resort features newly appointed guest rooms and suites, fresh, modern, contemporary furnishings and amenity-rich luxury including a full-service spa complete with nine treatment rooms and a premier blow-dry bar for moms who want a little extra pampering. The 24-hour fitness center and array of fun and energizing outdoor endeavors are designed to keep every member of the pack happily occupied. From the perfect pool day (think lounge chairs, daybeds, private cabanas and Pool Bar for drinks and lunch) to on-property recreation rentals including electric Duffy boats, kayaks, paddle boards and bikes, our family was able to create our own customized experience that combined the best of both - relaxation and recreation.

Bay View One Bedroom Suite

Upon arrival, we stocked up on snacks and beverages at Blend Cafe and boarded a Duffy boat for a meandering self-guided tour of the picturesque waterways of Newport Harbor. Dinner at the resort’s seafood-focused waterfront restaurant A&O Kitchen+Bar showcased expertly crafted cocktails, local brews and shareable plates for even the most discriminating palate (by that I mean there is something on the menu for every member of our family, including finicky eaters). I opted for a flavorful tuna poke, my husband went with a grilled-to-perfection signature burger made from grass-fed beef, caramelized onion and white cheddar on brioche and the kids both cleaned their plates of fish and chips before diving into a sweet treat of peanut butter s’mores for dessert.

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Grab a gourmet coffee at Blend Cafe to start your day, paddle board the afternoon away, and come back home for a relaxing waterfront dinner at A&O Kitchen+Bar (casual indoor and outdoor seating, including fire pits and live weekend entertainment). The Resort is implementing safety measures, and offering a flexible cancellation policy (stays through September 30th can be cancelled up to 24 hours in advance), in accordance with CDC guidelines, to ensure its guests are brought the highest level of service, no matter the changing landscape.


Balboa Bay Resort
1221 West Coast Hwy.
Newport Beach
(877) 587-5983
www.balboabayresort.com

Helping Orange County Breathe Better Since 1978

The space between custom and conventional is vast. Between thorough and cursory. Committed and inconsistent. Jim Jerling, owner of Action Duct Cleaning of Orange County has been around long enough to know that space well.

Specializing in commercial and residential duct cleaning services (including duct and vent cleaning, kitchen exhaust cleaning, HVAC cleaning and pressure washing), Jim is no stranger to hard work, or to the inherent need for clean business practices in a dirty industry. Handling the most challenging, demanding jobs with alacrity isn’t easy. But it’s become second nature for Jim and his team, and he’ll be the first to tell you why.

“I wish I had an inspiring story about how I got into the industry. But I think the necessity of having this job just to pay the bills at first really clarified my mission,” he says. "Knowing what it was that I needed, and having no illusions about the work let me see what was best for our clients.” When it comes to serving industrial, commercial and residential clients’ duct cleaning needs, halfway isn’t good enough. Jim and his team pride themselves on being meticulous about the details, and providing the utmost in customer service. Offering fair prices is just the start. Offering peace of mind is the real goal.

Owners Jim and Tracie JerlingAs members of the National Air Duct Cleaning Association (NADCA), Jim and his knowledgable team of service providers follow the “highest-level of industry practices. Our NADCA Air Systems Cleaning Specialist certification means we abide by the most stringent standards and operate under a strict code of ethics.” As an essential business, Action Duct Cleaning is open and fully operational during this global pandemic - on the front lines to help mitigate the spread of COVID-19 and other viruses by sanitizing residential communities, schools, hospitals, manufacturing and commercial facilities, restaurants, hotels, gyms and more.

“Everything went so smoothly working with Action Duct for the HVAC cleaning of our Laguna Hills store,”says Tamar M., facilities coordinator for Road Runner Sports. "They were very responsive, their quote was half the price of the other quote we received, and they made it as convenient as possible for us so it wouldn’t impact our business during store hours ...I would definitely use Action Duct again.”

Residential customer David C. agrees with Tamar’s assessment and adds “one of our family members having some asthma/allergy issues. So we wanted to try and make our home environment as pristine as possible. I contacted several air duct cleaners. Then we saw a documentary that said you should only work with those that are certified by the NADCA. That is where we found Action Duct Cleaning. That, plus the positive BBB, Yelp and Angie List ratings…”

Company values play a huge role in executing a clean business plan. Action Duct believes their work improves the quality of life around each client, has an immeasurable passion to do better, a commitment to honesty, and a penchant for remarkable service and selfless teamwork. For Jim, “decades of experience and a remarkable safety record, was the least I could give my clients, and to repay my own leaders who taught me everything I know about duct cleaning.” Clean or not clean. Washed or unwashed. There isn’t a middle ground to greatness, and Jim and his team of tenured and conscientious technicians are taking action on your behalf every step of the way.


Action Duct Cleaning Co.
of Orange County
(714) 639-1185
www.ActionDuct.com

It is rare to find someone who knew their path early - by divine intervention, fate or luck. Someone whom, through circumstances beyond their control, walked into their calling and have found great success. Providence. Serendipity. Whatever you might call it, Daniel Lara is one of those lucky few. A native Southern Californian, out for the day with some friends on the Huntington Beach Pier, Lara was a recent high school graduate when he struck up a conversation with “an interesting character” - a chance encounter that would change the trajectory of his life forever.

The Hollywood stunt man Lara met that day happened to have a side job as a real estate and mortgage broker. He shared with Lara how he’d recently sold an apartment complex for $8,000,000 to a connection he’d made through a movie he'd worked on. This initial meeting led to a fledgling friendship during which the then 19-year-old's initiative and ambition so impressed his friend that he offered Lara his first job in real estate. By 23, Daniel was leading a team of loan originators. By 30, he ran a mortgage company. “Unbelievable opportunity and a ton of really hard, honest work” ensured that his experience grew exponentially in a very short time.

Lara took a small mom-and-pop brokerage in Huntington Beach and "put them on the national stage by merging with an FDIC Mortgage Bank. Most companies dream of such an opportunity - in a few years I was able to make that happen for them.” Three years ago Lara opened his own company, Regal American Mortgage in Laguna Hills, a newly developed division that he and his team have expanded to five states thus far. "Our ambition is to create a national brand that exemplifies the pride a homeowner feels when all things are right. Finances play a huge role in making that American Dream come true."

I never thought I would see rates at historic lows like they are today …

Having a dream come to fruition at such a young age, having the right person come into your life at the most opportune of times – Lara was blessed with both. While in his early twenties, he found himself uniquely positioned and eager to learn all he could from experiences with every type of lending institution - banks, lenders, brokers. Experiences and expertise that would not only serve as the underpinnings to his operational philosophy and enable his company to truly help homeowners, but would prove instrumental in Lara’s own professional success.

Having independently produced $97 million in closed transactions in 2016, Lara earned the distinction of being named to the upper echelon in his industry – among the top 200 loan agents in the nation or … 1% of the 1%. His personal production is currently approaching $1 billion, Lara specializes in VA loans, the total of which account for 60% of his closings.

“Our ethos is ‘finance your legacy’ and I say that with extreme seriousness,” he says. "We’re not just making sure we are giving clients the best rates and lowest fees: that’s standard. We’re listening. We’re preparing our clients for a structure that they can build a life off of.”

Balancing his business on the pillars of honesty, integrity and American family values hasn’t been easy, especially in a rapidly changing environment fraught with an unforeseen pandemic and global financial crisis. “If we can set the stage for your finances to leave a legacy behind and help take care of your family, we’ve done our jobs, no matter the time it takes, or the state the world is in.” The opportunity to learn from all walks of life has given Lara and his team the ability to stay nimble, agile, especially in these trying times.

Having an old fashioned eye for customer service and hospitality helps as well. Lara can rely on his team to service their clients, and therefore, their community’s needs because he has surrounded himself with a core group of like-minded, proactive professionals. These individuals, who bring a wealth of experience to the organization - some with only three years and others 35 years’ with MS degrees in finance - “have a tremendous amount of enthusiasm for their work, and that has helped to develop momentum and unique programming over the last few years."

Lara adds that his administrative staff is "like none other I have ever worked with - because they are incredibly efficient and organized they help our clients navigate the hurdles to get a loan, very very quickly. We’re on pace to break all records I’ve set in the past as a top 1% producing agent in the nation.”

One of company’s more unique offerings assists seniors who may fear that they will not be able to age in place. Financing a new home purchase or refinancing your current loan is a common product Regal American is very familiar and extremely capable in handling, negotiating a reverse mortgage (HECM loan) is entirely another type of financing for elderly clients. “I want to be creative about the solutions we are able to offer our clients, and surprise folks with an opportunity that may have previously been viewed in a negative light.” Living Legacy loans, as they are referred to in the Regal American offices, allows clients to pursue their ideal lifestyle even if retirement income may not have kept up with costs of living. Allowing homeowners to turn a portion of their home equity into cash, and forego a monthly house payment takes the pressure off of individuals, and allows seniors to write their own legacy.

“There are so many nuances in every client’s financial life, and it takes a seasoned professional to navigate waters muddied by years of suspect business practices and preconceived notions.”

There are tens of thousands of mortgage companies in the US, and competition is no less fierce in Southern California. The impact of COVID-19 has stricken many, and shifted the way we look at global and local commerce, financing our goals, causing droves to scramble to maintain a standard of living to which we were accustomed just a few short months ago. In spite of those changes, Lara believes that Orange County has a unique ecosystem, and current predictions show only a small hiccup in housing trends before the market stabilizes. Fortunate: that the pride of homeownership, median income, and overall longevity of the OC all contribute to consistently positive growth. As homeowners are quick to take advantage of low rates and qualify for the mortgages they are receiving, we should step through these trying types relatively quickly.”

“It is quite simply a perfect environment in our real estate economy,” says Dan. “Right now, we are experiencing the highest home values paired with the lowest rates in American history. Once things begin to normalize, rates will increase and lenders will very likely tighten loan restrictions. All of which makes this the ideal time to finance or refinance (whether you want to take cash out to keep on hand for a rainy day, pay off credit card debt, install solar or make other desired home improvements). Don’t sit on the sidelines while the opportunity passes. I never thought I would see rates at historic lows like they are today."

How many other companies are marching toward incoming changes instead of simply riding out the tide? With the patience to teach and the skills to execute, Regal American is a veteran at helping first-time home buyers, knowledgable refinancers or savvy investors. “When there is an opportunity to refinance and claim a better rate, we’re doing the hard work, staying ahead of the curve, and notifying our clients of market changes."

It could have been cloudy that fateful day, his friends deciding to stay indoors instead of venturing to the Pier. Lara could have still been living down the road in the city of his birth: San Clemente. But for whatever reason, that one move, one meeting, one conversation, changed Lara's trajectory by 1%, and eventually he found himself walking down a completely different path than on which he began. Regal American’s goal is to create a national brand that exemplifies the pride a homeowner feels when all cylinders are firing, when things are right, and as they should be. Finances play a huge role in making that American Dream come true. Perhaps Regal is that one move, one meeting, one conversation for you.


ram logo
23022 La Cadena Dr., Suite 206
Laguna Hills
(888) 585-1590
www.RegalAmerican.com
NMLS #1765337

Colonel Gregory G. Raths Reports for Congressional Duty

McDonnell’s “masterpiece fighting jet,” the F-4 Phantom, rolled off the production line in December 1960, as a fleet defender built to intercept nuclear foes. Delivered to Miramar Naval Air Station, the jet was eventually bound for nearly four decades of service in the U.S. military.

greg headshot 2For a rookie pilot, the F-4 could be a little hard to handle, its two-seater capacity requiring a little more of a team effort than fighter pilots were used to; and a nose that rose notoriously slowly off the deck of an aircraft carrier. For those of us who know nothing about planes, let alone what Mach 1 or 2 mean, a slow-going-nose doesn’t sound like much. But for Colonel Gregory G. Raths, USMC (RET) it was as much of a trial as any: with a bit of speed, that slow nose could over rotate to a stall. A rather rude initiation to the Marine Corps, if you ask me.

Luckily, meeting Col. Raths is nothing like stalling out over the deck of a 45,000 ton aircraft carrier, even though his sights are currently set on becoming a U.S. Congressman this year - perhaps a task equal to lifting off the deck in a multi-million dollar war machine.

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A charming, well-spoken man, the Colonel speaks lovingly of his parents, and the four brothers and three sisters he grew up with in Phoenix, Arizona. The fifth of eight children, Col. Raths had an early view into the life of a serviceman. His father served in the Army Air Corps from 1941-1945, as a bomber pilot during WWII, and flew combat in the European theatre in the A-20, a night fighter and adaptable light bomber mostly used by the Allied forces in World War II. His mother stayed home full time with the family, keeping the household running.

Why am I running for Congress? The answer is quite simple … We have a Congress with a 6% approval rating from the American people. Congress members even now are receiving pay raises and huge benefits when Social Security recipients are only receiving a 1.6 percent increase in 2020. Hospital bills are rising. We need to make a decisive move. - Col. Gregory G. Raths

“As a kid, I mowed lawns, delivered handbills, went door to door selling anything from light bulbs to Christmas lights,” he says. Each step around the neighborhood was a step towards a life of service: to his community first as an Eagle Scout, class president, and multi-sport athlete, and eventually to his country - joining the Marine Corps Officer Candidate Program in 1972 after his freshman year at Arizona State University (ASU).

5738Enduring summer training at Quantico during the summers of 1973 and 1974, Col. Raths also received his Bachelor’s Degree in Business in 1975. By the time he graduated flight school in Pensacola, FL, “Vietnam was over, and the military began drawing down its forces, and reducing its budgets. My first assignment was in Orange County, CA - at El Toro Marine Corps Air Station.”

Closed now, El Toro was long part of the vision of a developing community - a vision that Col. Raths would like to see brought back to American towns. Dwight Whiting, Boston-born founder of the town of El Toro, helped establish the first church, negotiated the arrival of the Santa Fe railroad through the valley, and saw the future of the community in its gentleman farmers: working hard and living off the wealth and proceeds of their walnut and apricot groves. Replaced now by shopping malls and a new town moniker, the vision Whiting and Col. Raths share for the country is fading, and Col. Raths believes it is time for a change.

“The American people have had enough,” he says. “We have been deceived, betrayed by our elected officials. We need new leaders with honesty and integrity” - two traits Col. Raths learned en force through his tours aboard the USS Midway, and later as squadron commander off the carrier USS Abraham Lincoln. “Washington D.C. has proven its ineptitude, and we must not allow this dreadful sequence to continue.”

DSC 6865His new assignment is a personal one: One he believes must be based on solutions, not politics as usual. Courage, rather than the opinion of a special interest group, or the hope of reelection.

Col. Raths has no aspirations to become a career politician - he’s already completed a 30 year military career and spent the past fifteen years in the private sector as a commercial airline pilot, president of an automobile parts distribution firm, and is currently an author and publisher. He is the current Mayor of Mission Viejo and volunteers within his community as a member of the Elks Lodge, president of the Mission Viejo Rotary Club, American Legion, VFW, St. Kilian Knights of Columbus and Vice-Chairman of the OC Board of Supervisors Veterans Advisory Council.

He is running for office because he simply believes that “a drastically new course for this nation must be drafted” and is committed to leading that charge on behalf of his friends, neighbors and fellow citizens in California’s 45th Congressional District.

A SENIOR FOR SENIORS

When asked what types of current policy he sees as going in the wrong direction that he would correct if elected to office, Col. Raths points to the “fiscal mismanagement of programs such as Medicare and Social Security.”

“Why are members of Congress receiving pay raises and huge benefits when Social Security recipients are only receiving a 1.6 percent cost-of-living adjustment in 2020?” he asks. “Medicare co-payments, prescriptions and hospital bills are skyrocketing. I will focus on our seniors and see that they are taken care of.

“Why am I running for Congress? The answer is quite simple. We have a Congress with a 6% approval rating from the American people. Six percent. We need new leaders who are not worried about the next election or pleasing special interests groups. We can’t count on the same politicians who got us into this mess to get us out.

DSC 6921There is only one special interest group I am interested in serving: the people of the 45th Congressional District.”

Col. Raths brings a unique experience and perspective to negotiating Washington’s political scene. Previously having served as Chief of Staff of the White House Military Office taught Raths much about how career politicians function, and he’d like to be a force that changes those functions.

At Mach speeds, most modern aircraft must compromise in order to maintain handling ability. Supersonic speeds create shock waves, and the stronger the shock wave is, the greater the pressure difference, which causes a sonic boom. While those outside the cockpit are witness to the boom, those inside the aircraft cannot hear it.

Scan0243America is at the edge of Mach speed right now, cruising into the path of governmental dependence and the “damaging impact of complacency and apathy.” Col. Raths would like to take back the controls.

Overseeing military support from the White House is no small task, especially after serving in the military at such a volatile and unpopular time, and Raths is all too familiar with the stresses and victories surrounding military legislation coming from Congress. He would like to make it clear that his next battle is back in Washington, fighting for the people of the 45th Congressional District where he’d like to “fix the mess that has been created by politicians invested in maintaining their power, rather than doing what they know is right based on the principles that made this nation great to begin with.”

For our future and that of our children and grandchildren: the time to survey the scene has passed. Start those engines, ladies and gentlemen.


For more information on Col. Gregory Raths’ campaign or to contact him directly, visit www.gregraths.com, call (949) 292-2468 or write to: Col. Gregory G. Raths, 26551 Maside , Mission Viejo, CA. 92692.

Content approved by Supporters for Gregory G. Raths for Congress.

It isn’t often that a series of decisions made over a cup of coffee end up working out for the best: or becoming one of the easiest and most affordable ways to work out indoors.

I’d venture to say that the majority of folks who initiate a workout program aren’t going into it looking to get hurt. Most of us just want to slim down, improve heart health, and get some cardio in before or after a busy day at work. Users of Body Flex Sports’ StepTrac BST800 can push through a full body workout in just 12 minutes.

Having 27 years of fitness experience under their belts, the team at Body Flex launched into the world of health in the 90’s. Now, with over ten utility patents and four brands, “we’re on a mission to improve the strength, stamina, and soundness of our customer’s health.” A family-held American company, Body Flex is sold internationally, bridging value, efficiency, and wellness with maximum results.

So what’s the original magic that came from that cup of joe so long ago? The founder of Body Flex Sports notes that it’s “the dispersion of force into a couple different directions,” which reduces impact and stress on the body down to almost zero.

“Combining two movements into one, and offering eight levels of resistance control, the machine flows through a silent, smooth magnetic flywheel.” An LCD monitor keeps track of distance speed, time, and calories. Incredibly portable and compact, its “functional and aesthetic design keeps it the best in class, down to the foam-covered handlebars for comfortable gripping.”

Ultra-smooth, the technology overcomes what engineers call a “dead spot”: that pressure point on a bike, or traditional elliptical machine. With its patented Curve-Crank Technology, the machine reduces joint stress, promoting a true biomechanical flow.And, as every exercise enthusiast knows, when you’re working with your body instead of against it, you’ll find more strength and stamina to be had. Young or old, already fit or looking to get back into a scalable routine, the limits are up to the user.

Building a reliable, sustainable, stable, and consistent reputation depends on building the same type of product. Body Flex uses their resources for good, building with intelligence, and a heart to develop products that are “accessible to everyone.”

“We wanted to improve human health based on the philosophy that by improving people’s health, it would improve the world,” says Yvonne Hsiung, VP of Business and Development. “The ripple effect is very powerful.” Her father’s Master’s in Material Science and an inventor’s mind turned out to be the perfect platform to create meaningful change.

Providing the fitness industry with its most popular and effective weight benches, elliptical machines, exercise bikes, (and more!) just wasn’t enough.

“We need to do our part as a business and organization to contribute to our world beyond profit.” Using strength to imbue strength is a core value, one that pushes the team to give back to their community. Supporting multiple local charities, including Samaritan’s Purse, they’ve made it clear that not all strength is built in the gym.

What could you do with your day if your workout only took 12 minutes? Donate or volunteer for charity, hang out with grandparents, or grandchildren, send a few extra emails, watch that show you’ve been wanting to, without the guilt of a workout hanging over your head. Grab a cup of coffee with a friend. After all, flexing your newfound muscle is more fun when you’ve got someone to share the success with.


For more information, call (888) 266-6789 or visit www.bodyflexsports.com

Baring Your Best Self with Surf City’s Newest Wellness Spa

There is much to be said for feeling divine. The informal definition there of course is lovely, exquisite, excellent, delightful.

I made the mistake of Googling “self-care” a couple weeks ago, after a particularly long week at work, and went down a decidedly un-divine rabbit hole of wellness treatments, essential oils, skin care, massage techniques, fitness tips, beauty regimens, and more. By the end, it was nine pm and I was more stressed out from the search than I’d been from my schedule.

NTM 0275As I was relaying the story to a friend the next day, I learned of Surf City’s newest wellness spa - Bare Bunny Aesthetics. Orange County is filled with busy working professionals and parents on the go - a concept with which Owner Rebecca “Becca” Pate is completely familiar. As an entrepreneurial mom of four boys, she understands firsthand the important of self-care and taking care of your overall health. While the OC is undoubtedly filled with medspas, estheticians, wellness centers and spas servicing aesthetics, there are precious few that view your body as an integrated long-term solution. That’s the mission of Bare Bunny Aesthetics at its newest spa in downtown Huntington Beach.

Becca and her team of professionals’ primary goal is to “take a look at your entire lifestyle, diet and skincare routine and create a custom plan to obtain maximum results.” Offering both Endermologie and EmSculpt (more on that in a minute), skin treatments and hydrafacials, wraps, hair scans and advanced, state-of-the-art med spa treatments (performed by Donna Richardson, M.D. and her experienced medical staff), Becca wants more women to make their body their priority.

Not a short-term goal either, the team at Bare Bunny is dedicated to long-term health, beauty, and happiness. Studies have shown that our intentional energies directed toward positive outcomes increases happiness, which in turn, can extend our life span. So starting from the first layer and working our way in makes sense to me. If all you’re looking for is a little glow now and then, a HydraFacial might be the thing for you. Proven to smooth fine lines and wrinkles, attack congested and enlarged pores, redness, irritation, and even skin texture, it will get you on your feet ready for another week.

NTM 0394The idea of putting my fresh face forward got me thinking about the areas of my body that have been stubborn for years. Delighting in her appearance and more importantly, the difference in how she feels, client Lauryn C. shares her personal Bare Bunny experience saying “I made my ten sessions a priority and everything followed suit. Everyone noticed the difference and I felt like I was a better wife, mother and woman for it. Making the time and putting myself first didn’t just help my exterior, but really allowed me to take inventory inside and out. I wish I had started sooner.”

“Lauryn was referred to us by a long-term client,”says Becca. “Like most mothers, she prioritized taking care of everyone, putting herself last. She felt stuck and in a rut. You can immediately tell she’s feeling and looking like she’s on top of her game. We love when we get mothers feeling good and looking even better.”

Shooting for the same look as you’d get after exercising for six months (or six years), Emsculpt is obviously not intended on taking the place of a healthy diet or exercise regimen, but its existence is certainly a marker on the new yardstick measuring results. And it’s technology is making quite the splash. No downtime, no pain. Non-invasive. Using high intensity electromagnetic energy to stimulate the body’s musculature, you’ll walk away with the results of having done 20,000 sit-ups, without the pain, frustration or recovery.

Fat cells still sticking around? Endermologie stimulates them through beta receptors to trigger their release. Smoothing the appearance of cellulite and increasing fluid storage keeps your skin looking young, and vibrant. Aesthetics are great, but even more importantly, Endermologie offers a host of health benefits, including increased circulation, lymphatic draining, pain management and inflammation reduction. More energy, a healthier appearance, less fat: all reasons to live a well rounded lifestyle. Even more reason to invest in the Internet’s favorite phrase on Google. Caring for my body will make it easier to care for my work, my family. And the idea of that feels divine, indeed.


Bare Bunny Aesthetics
307 3rd Street, Suite 101 & 202, Huntington Beach
(714) 472-1178
www.BareBunnyAesthetics.com

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