EARN  11%  WITH  AMERICAN MORTGAGE  FUND !

EARN 11% WITH AMERICAN MORTGAGE FUND !

Mar 27, 2018

When you think about a company having ‘investment experience,’ what image does that conjure up? Stodgy bankers wearing suits with mountains of paperwork? Or a streamlined company full of seasoned professionals ready to take care of your assets?

The team at American Mortgage Fund (AMF) is breaking the mold and putting it all back together in an entirely new fashion. With more than forty years of combined lending, finance and real estate acquisitions experience, the AMF team is quickly building their reputation as one of the best asset-backed funding groups in the business.

If you’re new to the area of personal investing, especially mortgage investing, you’ll want to work with someone who has the experience and expertise in structuring investments. David Crantz, principal member of the AMF team, states “the easiest way to get started is by putting money into a mortgage investment fund. Through that process, you can make connections with investment professionals who know how to find borrowers, choose profitable investments, and structure deals.”

Crantz adds, “real estate investments, either direct or derivative, have historically been among the safest forms of investing.” In addition to being safe, mortgage investing yields a substantially higher return than other fixed income instruments, such as bank deposits, CDs and bonds (to the tune of 11% vs. 1% - 3%). “In the long run, mortgage investing even outperforms the stock market,” he says. “This fact, coupled with the intrinsic safety of ‘brick and mortar’ assets make mortgage investing among the best options available in modern capital markets.”

Although many different types of investments relate to the same collateral, AMF deals with a diverse asset class. Returns may be higher with a direct investment, but so is the capital investment and investment horizon. Looking at factors like additional cash investments and tax rates can influence your investment decisions. So, you must ask the questions; Is it capital intensive? Are there capital gains to take advantage of when it comes to interest deduction? Are there lower taxes?

“Mortgage investments secures loans in real estate and generates returns from income - not from capital appreciation. Since mortgages usually mature in less than five years, the investment horizon is shorter and finite when compared to direct investment in real estate,” says Crantz. Single family homes, multifamily units, retail, office, and industrial are just some of the investments American Mortgage Fund structures.

Real estate borrowers often wish to take advantage of a purchase opportunity - a situation that requires cash liquidity or the ability to access immediate cash by utilizing the services of a private lender like AMF. Another scenario gives flexibility to borrowers that need it by allowing time to reorganize holdings and reestablish solid credit.

In some cases, borrowers do not fully meet the stringent credit and capacity requirements of an institutional lender, even though they may have sufficient collateral. For this situation, private loans can be a great win-win option for both parties. The borrower wins because he or she gets the loan they desire, and the private money lender, or investor, wins because they can create an opportunity to earn above-average returns.

“Our typical borrower is a self-employed individual with an immediate need for cash. They see an opportunity in hard money lending that allows for a quick close when banks are typically in a 3-4 month lead time.” With a maximum loan-to-value ratio of 55% on commercial and 65% on residential real estate, investors funds are conservatively structured to deliver an average portfolio yield, giving a typical 11% net on underlying property interests. All deals are sourced within the United States, using appraisal reports from nationally reputable third party companies.


HOW IT WORKS

American Mortgage Fund’s loans are asset-based with the real property as the basis for the lending decision. If a property is able to produce sufficient income, the note and the value of the property will fully secure the loan and provide adequate equity. In this program, the borrower’s credit is not an issue. Rather than focusing on the details of a borrower’s credit history, as institutional lenders would, the professionals at AMF concentrate their due diligence on the real estate collateral securing the loan.

“AMF only invests in mortgages secured by first deeds with a conservative loan-to-value ratio,” says Crantz. “For this reason, our investors have a substantial safety cushion in the event that the property value drops dramatically, thereby providing the best protection for the principal capital. Further, we diversify our investors’ capital across a broad range of geographic areas and assets.”

As private mortgage lenders, Crantz and his team provide the professional real estate investor and property owner with the ability to borrow on underwriting criteria not available through traditional institutional lenders. Among the other unique advantages of transacting with a company like AMF includes the speed of closing the transaction. American Mortgage Fund is able to close most loans within two weeks or less compared to the six week or longer timeframe required by an institutional lender.

The fund has a limited lifetime of three years, after which investments are liquidated and principal capital is returned to investors.

AMF’s collective industry experience instills confidence that they will be able to offer their investors consistent high yield returns and the highest level possible of investor services. “We’re passionate about giving you the returns you deserve after a lifetime of investing wisely,” adds Crantz.

If you’re looking for a wealth of experience in your investment strategy, American Mortgage Fund and trust deed investing is the perfect vehicle for you.


headshotFor more information, call (800) 359-1111 or visit www.earn11.com. American Mortgage Fund is located at 4 Hutton Centre Drive in Santa Ana.

Latest News

Isolate Pure CBD

Health & Wellness Sorbet Mag

Isolate  Pure CBD

Bringing a Different Kind of CBD Company to Consumers An exciting new CBD company has emerged, capturing marke...

Staying on Trac with Body Flex Sports

Health & Wellness Jody Robinson

Staying on Trac with  Body Flex Sports

It isn’t often that a series of decisions made over a cup of coffee end up working out for the best: or becom...

Bare Bunny Aesthetics

Health & Wellness Jody Robinson

Bare Bunny Aesthetics

Baring Your Best Self with Surf City’s Newest Wellness Spa There is much to be said for feeling divine. The ...

What to Do When You Hear the Life-Changing Words, “You Have Cancer”

Health & Wellness Wade Smith, M.D.

What to Do When You Hear the Life-Changing Words, “You Have Cancer”

As a medical oncologist, I understand the toll a cancer diagnosis takes on patients and their families and I kn...

Hide and Seek

Finance Donald A. Hunsberger

Hide and Seek

Observations on How People Store Their Planning Papers Every estate attorney has heard the story recited in he...

Why older adults should review their medications

Health & Wellness Sorbet Mag

Why older adults should review their medications

St Joseph Hoag Health is here to help You know the routine: Step 1: Get your prescription from your physician...

Away at College Redux

Education Donald A. Hunsberger

Away at College  Redux

Decades ago we published a piece warning parents sending their kids to college for the first time to provide th...

Loaded Inheritance: Safe Gun Storage, Ownership and Disposal with California Gun Services

Business Showcase Ann Laurence

Loaded Inheritance: Safe Gun Storage, Ownership and Disposal with California  Gun Services

My grandparents owned a beautiful three bedroom casita in Solana Beach. Just up the road from the train station...

Greetings from Family-Friendly Fun Island-Style

Travel Jody Robinson

Greetings from Family-Friendly Fun Island-Style

Each year in Hawaii as the winter temperatures drop to a lovely 81 degrees, the groundswell charges the shores ...

Visiting (like) Royalty in the Queen City Charlotte North Carolina

Travel Jody Robinson

Visiting (like) Royalty  in the Queen City Charlotte  North Carolina

My entire experience with North Carolina up until a few months ago consisted of a vague knowledge of the sports...

The Proof is in the Paint with

Business Showcase Jody Robinson

The Proof is in the Paint with

But unfortunately phrases like “bottom-line oriented,” “unscrupulous,” even “cutthroat” have croppe...

Travel Can Be Tough on Your Legs

Health & Wellness Livia De Los Rios

Travel Can Be Tough on Your Legs

Medical compression stockings and socks are a travel essential Many people travel long distances and have to r...

Sorbet Magazine Celebrates Its September Issue!

Business Showcase Sorbet Mag

Sorbet Magazine Celebrates  Its September Issue!

It’s impossible to say what we love most about our issue release parties, especially the most recent one at V...

The Escher String Quartet Opens Segerstrom Center’s 2018-2019 Chamber Music Series

Entertainment Sorbet Mag

The Escher  String Quartet  Opens  Segerstrom Center’s 2018-2019  Chamber Music Series

Thursday, November 1, 2018 in Samueli Theater Segerstrom Center for the Arts launches its 2018-2019 Chamber Se...

Segerstrom Center Kicks Off Its 2018-2019 Jazz Season With Jazz Master Ahmad Jamal

Entertainment Sorbet Mag

Segerstrom Center Kicks Off Its  2018-2019  Jazz Season  With Jazz Master Ahmad Jamal

Segerstrom Center for the Arts presents Grammy® Award Lifetime Achievement Award Winner Ahmad Jamal for one pe...

Beyond the Books Nadia Milner delivers "Top Notch Services"

Entertainment Jody Robinson

Beyond the Books  Nadia Milner delivers "Top Notch Services"

I remember when one of my college friends was appointed Payroll Specialist for a large company in Pasadena. Whe...

Ready for Open Enrollment?

Health & Wellness Sorbet Mag

Ready for  Open Enrollment?

In a few weeks, you’ll be making important choices about next year’s health plan. As you consider your opti...

Making Educated Choices for Your Loved One’s Care

Education Jody Robinson

Making Educated Choices for Your Loved One’s Care

A Q & A with Derek Mannion, founder of Alliance Eldercare You think it might be time to consider options f...

Lea Michele and Darren Criss Continue LM/DC Tour With North American West Coast Dates

Entertainment Sorbet Mag

Lea Michele  and  Darren Criss  Continue LM/DC Tour With North American West Coast Dates

November 2, 2018  in Segerstrom Hall Following the demand of fans and rave reviews, actors and musicians ...

Drug Free, Surgery Free & Needle Free: A New, Proven Treatment to Reverse Erectile Dysfunction

Health & Wellness Jody Robinson

Drug Free, Surgery Free & Needle Free:  A New, Proven Treatment to Reverse Erectile Dysfunction

A Q & A with Dr. Michael DeYoung, M.D., LaSara Medical Group Men with erectile dysfunction (ED) often suff...